A mortgage company built around you, not a call queue
Apex Capital Mortgage is a Texas-licensed mortgage company with one core belief: the person helping you buy or refinance a home should be a real licensed professional who knows your market, answers your questions directly, and stays with you from application to closing.
Lending that respects your time and your trust
Most mortgage companies route you through a queue. We do not. Every client at Apex Capital works directly with a licensed Texas loan officer, from the first question to the closing table.
A real loan officer, not a call center
You work with a licensed Texas mortgage professional from first question to closing day. You will have a direct line, not a ticket number.
Texas-local knowledge in every conversation
Texas has some of the highest property taxes in the country, strong home-price appreciation in the metros, and its own disclosure rules. We know the landscape because we live and work here.
Straight answers in minutes, not days
We run the numbers before you ask twice. Rate comparisons, payment estimates, program fit: all of it up front, so you can decide with confidence.
Clear costs, no surprise fees
You will see a complete loan estimate before you commit to anything. No buried origination charges, no fees that appear at the closing table for the first time.
Local knowledge makes a real difference
Texas is a large, diverse state with significant variation in property taxes, home-price trends, and local regulations between counties. A loan officer who works here full time understands those differences and can help you account for them in your budget before you make an offer.
We serve buyers and homeowners across the state, with particular depth in Dallas–Fort Worth, Houston, San Antonio, Austin, New Braunfels, Boerne, and the surrounding communities. Whether you are purchasing your first home or refinancing an investment property, you will work with a loan officer who knows the territory.
Markets we serve
- Dallas–Fort Worth
- Houston
- San Antonio
- Austin
- New Braunfels
- Boerne
- And communities statewide
A simple, transparent process
Tell us about your goals
A quick conversation or a short application gives us what we need to find the right loan program for your situation, whether you are buying, refinancing, or still deciding.
Review your options together
We walk you through the programs that fit, with real numbers: rate, term, monthly payment, and total costs. No pressure, no jargon, no guessing.
Close with confidence
Once you choose a path, we handle the process end to end, keep you informed at every milestone, and work to close on your timeline.
Ready to talk to a real loan officer?
Start your application online or reach out directly. We will get back to you the same business day.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.