Terms of Use

Acceptance of Terms

These Terms of Use (“Terms”) govern your access to and use of the website located at apexcapitalmortgage.com and any related pages, tools, or content operated by Apex Capital Mortgage, LLC(“Apex Capital,” “we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy, which is incorporated here by reference. If you do not agree, please do not use this site.

We may revise these Terms at any time. Continued use of the website after a revision constitutes acceptance of the updated Terms. We encourage you to review this page periodically.

Not a Commitment to Lend

Nothing on this website constitutes a commitment, offer, or agreement to make a mortgage loan. All loan inquiries, rate quotes, pre-qualification estimates, payment calculations, and program descriptions are for general informational and educational purposes only. A binding commitment to lend can only be made in writing after completion of a full loan application, verification of income, assets, employment, and credit history, receipt of a satisfactory property appraisal, and approval by our underwriting department and, where applicable, the investor purchasing the loan.

Rates, terms, fees, and programs displayed on this site are illustrative, subject to change without notice, and may not be available to all applicants or for all property types. Not all applicants will qualify. All loans are subject to credit approval.

Information Accuracy

We make reasonable efforts to keep the content on this website current and accurate. However, mortgage rates change frequently and the information on this site may not reflect current market conditions at any given moment. Program guidelines, loan limits, and eligibility requirements are set by investors, agencies, and regulators and may change without notice.

You should not rely on information on this website as a substitute for advice from a qualified loan officer who has reviewed your complete financial profile. We encourage you to contact us directly to discuss your specific situation.

Acceptable Use

You agree to use this website only for lawful purposes and in a manner consistent with these Terms. You must not:

• Use the site to submit false, misleading, or fraudulent information in connection with a loan application or inquiry
• Attempt to gain unauthorized access to any portion of the site or its underlying systems
• Use automated tools, bots, or scrapers to harvest content, contact information, or other data from this site without our written permission
• Upload or transmit viruses, malware, or any code designed to interrupt, destroy, or limit the functionality of the site or its infrastructure
• Use the site in any way that violates applicable federal or Texas state law, including laws governing mortgage lending, consumer protection, and electronic communications
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

We reserve the right to terminate or restrict access to this site for any user who violates these Terms.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, design elements, calculators, and software, is the property of Apex Capital Mortgage, LLC or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view content on this site for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from this site without our prior written permission.

Third-Party Links and Services

This website may contain links to third-party websites or services, including mortgage calculators, credit bureau resources, and government agencies. These links are provided for your convenience. We do not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party site. Your use of any third-party site is governed by that site’s own terms and privacy policy.

Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, TOOLS, AND INFORMATION PROVIDED ON IT ARE OFFERED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, APEX CAPITAL MORTGAGE, LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY TEXAS AND APPLICABLE FEDERAL LAW, APEX CAPITAL MORTGAGE, LLC AND ITS OFFICERS, EMPLOYEES, AGENTS, AND SUCCESSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain damages, so some of the above limitations may not apply to you.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of this website shall be resolved exclusively in the state or federal courts located in Texas, and you consent to the personal jurisdiction of those courts.

Contact

Questions about these Terms may be directed to: